We’ve started giving pocket money to the children. Rather than giving them cash we are giving them plastic tokens. When they want to buy something they can give us the tokens in exchange for cash or an online purchase. My son is saving for the Lego Avengers Helicarrier. After counting the money he’s been given over the past couple of years in his piggy bank he’s worked out that he has ten weeks to go. Thankfully he doesn’t seem disappointed that he can’t buy it today. Hopefully he’ll start learning the joy of saving up for something he really wants.

Matthew Kennard @matke